Line a 6-cup mold, glass bowl, or 8 x 4 inch loaf pan with plastic wrap.
Spoon half of the refried beans in bottom of mold, bowl or pan; smooth top with spatula.
Spoon salsa evenly over refried beans; smooth top with spatula.
Sprinkle with shredded or crumbled queso cheese.
Repeat layers ending with cheese.
Tap filled mold, bowl or pan on counter to pack down.
Cover and chill for 24 hours.
To serve: Turn mold, bowl or pan upside down down on serving platter.
Remove plastic wrap. Serve with tortilla chips, broken taco shells or corn chips.